Wealth Solutions and Richard Blair; Winning Financial Combination

Richard Blair attended the University of Houston and got his Bachelor’s degree in finance and Finance and Financial Management Service, before forming Wealth Solutions. Richard has always had a natural gift for finance and a passion for the world of education, owing to his firsthand knowledge and experience with teaching. His grandmother, mother, and wife all were teachers and from them learned how an education can empower others and increase their knowledge. His financial background and ability helped him in forming Wealth Solutions, so he could help others with their investments and retirement planning.

 

Wealth Solutions is a Registered Investment Advisory Firm helping small businesses, families, and individuals with personal financial planning. Sometimes there is confusion as to where and what to do with financial planning, and a professional can help take the guesswork out of it. Wealth Solutions not only advises, and helps people with protecting their assets, they also offer a learning center where an individual can sign up to receive weekly, monthly, or quarterly e-mails that help educate more on taking care of wealth management and having a better working relationship with client-advisor.

Richard Blair of Wealth Solutions follows a three pillar approach when dealing with clients and they are:

 

The First Pillar: Laying out the plan for what a client wants by identifying the strengths, goals, risk tolerance, and opportunity for growth to determine which road to take. This pillar helps in a client and Ricard building a strong and long relationship, by understanding of what a client’s goals, concerns, and lay out clear expectations.

 

The Second Pillar: This pillar is where Richard lays out a client’s long term investment strategy, based on the client’s liquidity needs and goals. He personally manages and allocates differently assets to help in getting maximum performance during upward market movement while minimizing the effect of negative market periods on a client’s portfolio. Performances are closely monitored and compared to client or company expectations, model and individual goals, and historical data.

 

The Third Pillar is once a client’s goals and strategies are established to provide acceptable growth and liquidity, Richard will go over insurance needs with a client. Client’s, and small businesses cannot always predict what will come with the future, so Richard assists in finding the right coverage, long-term care insurance, and annuities. Financial planning doesn’t have to be difficult. Having Wealth Solutions and Richard Blair on your side, can help in navigating your finances.

 

 

 

Human Rights Advocate Thor Halvorssen Explains His Stance on Socialism

Human Rights Advocate Thor Halvorssen Explains His Stance On Socialism

During a recent interview with Fox News, the respected human rights advocate, Thor Halvorsen was asked about his perspective on the issue of socialism. Before answering the question directly, Halvorssen took a moment to restating the question with his definition of socialism.

He used the examples of how Norway, Denmark and Sweden are ran to explain that separating constitutional rights from government branches and power can be a good thing. Several quickly pointed out that thsee were the same countries mentioned by Bernie Sanders. Ironically, a clip of Bernie Sanders speaking about how America could benefit from socialism reform was played before Halvorssen’s interview.

He also explained that socialism can be done in several different ways. He spoke out that he believed that if put in the wrong hands, such as an authorative government, socialism could hurt human rights.

To make his point, he drew off the example of the country of Venezuela. The country experienced a humanitarian crisis after the country’s price fixing backfired. Halvorssen is very knowledgeable about the crisis, After all, his father was a political prisoner in the troubled country.

Thor Halvorssen has built a reputation as a human rights advocate and has created several non profit organizations to further his mission. One of his organizations, New York’s Human Rights Foundation has helped protect many with its work of bring activists together for common goals.

Halvorssen has also used his stance to create several award winning films focusing on the crisis of child slavery.

His stance on socialism, as expressed during the Fox News interview, shows his understanding of how government affects the rights of individuals and his dedication to fighting for these rights.

 

Brian Bonar Considers Trumps Student Loan Pre-election Plan

According to financial expert, Brian Bonar, there may be hope on the horizon for college students faced with the student loan debt. President-elect, Donald Trump has proposed capping interest rates on student loans. A generous 12.5 percent cap has been discussed, as well as streamlining the entire U.S. Department of Education system. Trumps pre-election proposed plan would include linking student loan payments to income, and forgiving a balance, if any, after 15 years.

“There has only been a strong hint to what President-elect Trump will do to make college more affordable, and this remains to be seen” says Bonar. The student loan program could be up for privatization, but Trump would need Congressional members to pass such a deal. “Student loans are a hot topic yet any new deals between Trump and Congress are going to be a major test in cooperation,” adds Bonar.

College Financing Today

US college graduates have accumulated a combined $ 1.2 trillion in student loan debt, and one in four borrowers are overdue more than 90 days in their payments. The bulk of student debt (80%) is guaranteed by the Department of Education. Students that default on their loans leave taxpayers footing the bill. In the last five years, student loan debt has increased by $448 billion dollars.

College students typically graduate with average loans of more than $30,000. Add to that the fact that many graduates struggle to find a good paying full-time job after graduation, and it becomes easy to understand how students are facing this crisis. Currently, there’s a student loan payment plan, signed by President Obama that charges 10 percent or less, according to income, but its only available to loans signed after October 2007.

So, what options does one take when college hangs in the balance? Financial expert, Brian Bonar says students must make tough decisions. Attending a less expensive university, or perhaps the first two years of undergrad school, students can attend an affordable local college then transfer. “Typically, aspiring students don’t consider the challenges of paying off a college education. They don’t choose the affordable options,” says Bonar.

Brian Bonar is the CEO of Dalrada Financial Corporation in California. He’s a uniquely qualified expert that has founded several companies and for nearly 30 years enjoyed a highly successful career. Bonar uses his experience, leadership and exposure to financially savvy clients to produce innovative strategies that streamline costs and boost productivity.